The landscape of high-value litigation changed significantly with the setting of the Personal Injury Discount Rate (PIDR) at +0.5%. For victims of major trauma, this rate is the “multiplier” that determines if a settlement will truly last a lifetime.
Why the +0.5% Rate Demands a Specialist: Standard personal injury firms often rely on “volume” and may miss the nuances of a positive discount rate. At Major Trauma Lawyers, we use the Ogden 8 tables to ensure:
- Inflation Protection: We account for the rising cost of specialised 2026 care technology.
- The “Disabled” Factor: We maximise the “in work but disabled” calculation, which can often add six figures to a claim for a male claimant in his 40s.
- Interim Payments: We leverage the current rate to secure larger upfront payments for immediate home adaptations.
The Situation:
A client was offered a settlement by an insurer-appointed firm that failed to account for long-term disability vulnerability.
Our Action:
We recalculated the future loss of earnings using the +0.5% rate and Ogden Table B factors.
Client Review
“I moved the case to the team at ASD, and they achieved a result nearly 30% higher than the target I had been quoted elsewhere. Expertise counts.” — Verified 5-Star Review, Jan 2026.
Contact us today to get the compensation you need!
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